|
 Did you get a copy of your consumer credit report this year? Have you been
turned down for credit recently? A lot of people are denied credit. Many of them
expected to be turned down, due to poor credit, but a lot of them do not understand
why they were denied. When you are denied credit, you are entitled to a free copy of your consumer credit report. You get the report from the credit bureau that your denial was based on. This allows you to review your report and check it for potential mistakes. Each year, every American is entitled to a free credit report. This allows you to check your report for mistakes, which can often allow you to find errors and have them corrected before applying for credit and being turned down. When you get your free annual report, you are actually able to get three. You can get your report from each of the three major credit bureaus, Experian, Equifax, and TransUnion. A
creditor can use any of the three credit bureaus when determining your acceptance
or denial for credit. When you fill out a credit application, you never know which
of the three reports they may use. That’s why it is important to obtain your
consumer
credit report from each of the three major credit reporting agencies.
Correcting errors will not do you a bit of good, if you address issues on one
credit report and a potential creditor accesses another. You have to keep a watchful
eye on your credit, and you need to be sure that you do it with all three credit
bureaus. . Consumer
Credit Report:
|
 |
Did you get a copy of your 
